EMPLOYEE BENEFITS
Give Your Employers Benefits That Win the Talent War
Bridge the gap between small business budgets and enterprise-level expectations. We help your employers offer sophisticated benefits packages that protect their people and keep their best talent from looking elsewhere.
THE PARTNER ADVANTAGE
Transform Employee Benefits From a Cost Center Into a Competitive Edge.
Employee benefits are the most powerful lever in a talent strategy, yet they are the most complex to manage independently. Rising healthcare premiums constantly threaten margins, and most small businesses cannot access the plan quality or pricing that larger employers take for granted. By referring an employer to OneDigital HCM, you solve both challenges at once. Your employers gain access to richer, more affordable plans through a master benefits policy, and you become the strategist who made it possible.
Because OneDigital operates as a Certified Professional Employer Organization (CPEO), mid-year transitions occur without restarting payroll tax wage bases. This delivers a clean financial win for your employers by avoiding the “double taxation” typically triggered by mid-year shifts. As a top 15 HR outsourcing firm—ESAC-accredited and SOC 1 audited—OneDigital maintains industry-leading standards that reflect directly on the quality of your brand.
For insurance advisors, this is an opportunity to move beyond competing on price. Instead of positioning a standalone policy, you introduce a benefits ecosystem that traditional markets cannot replicate. For financial advisors, the cost-reduction story is immediate and tangible, with a retention impact that compounds over time.
HOW IT WORKS
A Smarter Approach to Employee Benefits
Through OneDigital HCM, your employers stop competing as a single small employer and start leveraging the collective buying power of a national workforce. The result is a more competitive total rewards offering without the traditional administrative burden.
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Premium Plans at Group Rates
The core advantage of the OneDigital HCM model is access to a master benefits policy. By aggregating thousands of employees across our employer base, we provide access to medical, dental, and vision plans that are often cost-prohibitive or entirely unavailable to independent small businesses. These are custom-built programs designed specifically for the unique needs of OneDigital employers.
A Benefits Package Built to Evolve
No two workforces are the same. OneDigital allows benefits to be tailored for today while remaining flexible enough to scale for tomorrow. Through a single, integrated offering, employers can layer in:
- Medical, dental, and vision coverage
- Life and disability insurance
- Mental health and wellness solutions
- HSA, FSA, and retirement programs
Seamless Integration with Payroll and HR
The true power of this model is the elimination of data silos. Because benefits are natively integrated with payroll and HR, the manual work of reconciliation disappears. A single system of record ensures that every benefit election, life event, and payroll deduction is perfectly aligned—creating a frictionless experience for employees and total relief for your employers.
Expert Enrollment Support and Ongoing Guidance
ROI is realized when employees understand and value their benefits. OneDigital provides hands-on support during initial enrollment, annual open enrollment, and through every life event change. Your employers’ employees receive the experience they deserve, and the business gains the retention impact it is investing in.
WHAT THIS MEANS FOR YOUR PRACTICE
How We Work for You
A benefits referral to OneDigital strengthens your advisory practice in three meaningful ways.
Employer Retention
Employers who access better benefits at lower cost through your recommendation don’t leave. You become the advisor who fundamentally changed what their business could offer — and that kind of loyalty is difficult to replicate.
Competitive Differentiation
You enable a 20-person employer to offer medical, dental, and retirement plans identical to those of a 2,000-person corporation. This levels the playing field for talent acquisition and positions you as the advisor who sees the bigger picture.
Effortless Integration
We handle the administration. You focus on the strategy. OneDigital removes the complexity of benefits management from your employers’ desks (and from yours) so every conversation can stay at the level where you add the most value.
WHO IT’S FOR
A Good Fit for Your Employers If They Are:
- Employing between 5 and 500 employees and scaling rapidly.
- Struggling with unpredictable healthcare increases that are eating into their margins.
- Operating across multiple states and needing a single, compliant solution that scales with their national footprint.
- Wanting to offer “Fortune 500” perks (wellness, mental health, and lifestyle programs) but lacking the individual buying power.
Ready to Give Your Employers a Competitive Benefits Advantage?
Your employers need a benefits package that attracts talent, improves retention, and functions without constant administrative oversight. OneDigital HCM provides the buying power, expert support, and integrated technology to make that a reality.
Let’s discuss how we can strengthen your book of business together.