When the unexpected happens, we want you to focus on what matters most — your health. The Aetna Critical Illness Plan pays you cash benefits for a critical illness diagnosis, such as a heart attack or stroke. You can use the benefits to pay for medical expenses, such as your medical deductible, or for everyday expenses, such as food and childcare.
Plan Features:
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- Guaranteed Acceptance: There are no health questions or physical exams required.
- Family Coverage: Coverage options are available for spouse and children.
- Lump-Sum Payment: A lump sum payment is paid directly to the insured upon diagnosis of a covered condition,
- Health Savings Account (HSA) compliant: Flexibility in how you want to use their health care dollars
- Payroll Deduction: Premiums conveniently deducted from employee’s paycheck
- Portable Coverage: Employees can take the policy with them if they change jobs or retire
.Whats Covered:
| Diagnosis | Aetna Coverage |
| Invasive Cancer | 100% |
| Non-Invasive Cancer | 25% |
| Heart Attack | 100% |
| Stroke | 100% |
| Major Organ Transplant/Failure | 100% |
| Kidney Failure | 100% |
| Multiple Sclerosis | 100% |
| Benign Brain Tumor | 100% |
| Coronary Artery By-Pass Surgery | 25% |
| Parkinson’s | 100% |
| Alzheimer’s | 100% |
| Skin Cancer | 10% |
| Covid-19 | 100% |
| Hospital Stay Requirement | 5 days |
| Wellness | $75 |
Your Costs for $30,000 Employee Benefit—Weekly:
Rates are not all inclusive of all carrier age bands. Spouse, Child(ren) and Family rates may vary
| Uni-Tobacco – ISSUE AGE |
Aetna Coverage Costs |
| 25 | $2.94 |
| 30 | $4.11 |
| 35 | $5.86 |
| 40 | $8.18 |
| 45 | $11.12 |
| 50 | $15.03 |
| 55 | $20.04 |
| 60 | $26.49 |
| 65 | $34.46 |
| 70+ | $44.72 |
| Uni-Tobacco – ATTAINED AGE | Aetna Coverage Costs |
| 25 | $2.10 |
| 30 | $2.81 |
| 35 | $3.86 |
| 40 | $5.50 |
| 45 | $7.39 |
| 50 | $10.83 |
| 55 | $15.33 |
| 60 | $22.44 |
| 65 | $30.24 |
| 70+ | $48.37 |